How to Prepare for Parents Moving In

How to Prepare for Parents Moving InPhoto Credit: Allan Crain

Now more than ever, elderly parents are moving in with their adult children. Are you part of this group, preparing for parents moving in? If so, there are a lot of preparations you need to make before the transition occurs. Preparations range from figuring out your finances to making physical adjustments inside your house.


You’re probably going to want to figure out the financial details first. If you have brothers or sisters, are they going to contribute financially to the care of your parents? Also, will the parents be contributing money to their own care if an in-home caregiver is hired?

If you need physical renovations done to the house, this can cost quite a bit too. You’re going to want to try to discuss all of these details prior to your parent/parents moving in. This helps avoid resentment or guilt within the family. Depending on how complicated your personal situation is, you might even consider hiring an attorney who can help formulate a plan so that everyone is on the same page.

The Home

To make your home friendly for the elderly, you will probably need to do some remodeling. Some typical adjustments include replacing doorknobs with levers, securing railings, and installing safety bars in the bathroom shower and near the toilet. You should also personalize a room for your parent/s. Think about what they like and what would make them most comfortable in your home.

You may be able to get a tax deduction for your parents moving in. This is because you, the child, may be able to declare the parents as dependents on your tax form. You can receive a deduction if you are providing more than half of their support throughout the year.

Also make sure you know what kind of insurance your parents have. If they have long term care insurance, find out what is covered. Do they have medical costs, and how will they be paid for? If extra costs are expected that won’t be covered by insurance, it’s important to plan for these ahead of time.

A Few Tips

When you need an extra hand, there are many organizations you can turn to. Many different services are made specifically to help out family caregivers. These include meals programs, transportation services, adult day care centers, and services like CareFamily, which can connect you with an in-home caregiver to relieve some of your responsibilities during the day or night.

Having your parents move into your home is a big deal. It shouldn’t be taken lightly, and you should always be sure to look at all your options before making the decision. Sometimes it’s best to keep the seniors in their own home and hire an at home caregiver. But in the end, you have to make the decision based on your specific needs.

In conclusion, make sure you discuss everything you can about the finances, home changes, and your parents’ desires if you are planning for your parents to move in. You want to minimize confusion and animosity within the family and within your home. Having your parents in your home can be an amazing blessing, as you will be able to spend quality time with them in their final years. Just make sure you are prepared.